A new chapter for upgrades.
The iPhone Upgrade Programme is coming to an end, but we think you’ll love what’s next.
You don’t need to do anything right now, just keep making your remaining payments. When it’s time for your next iPhone, the Flexible Finance Account※ will offer you a new, more flexible way to upgrade.
Introducing the Flexible Finance Account.※
The Flexible Finance Account provided by Creation is a line of credit that lets you spread the cost of your next Apple device, and it’s available exclusively at the Apple Store. The good news is, it gives you even more options when it’s time for the latest iPhone. Whether applying in-store or online, choose a plan that works for you and get ready to upgrade.
20-Month Plan
from £39.95/mo. at 0% interest※
Spread the cost of your iPhone over 20 months and upgrade after 11 monthly payments to the latest model, every year.
30-Month Plan
from £26.63/mo. at 0% interest※
Spread the cost of your iPhone over 30 months and upgrade after 23 monthly payments to keep your payments as low as possible.
Example purchase with a Flexible Finance Account by Creation
A Flexible Finance Account is a line of credit provided by Creation for purchases from Apple. Once opened, you can use it for multiple orders. Learn more about a Flexible Finance Account
Representative example
12 mos. at 14.9% APR (variable)
- Purchase amount
- £1,200.00
- Rate
- 14.9%
- Interest rate (variable)
- 14.9%
- Term
- 12 months
- Monthly Payment
- £107.72
- Total cost of interest
- £92.73
Illustrative examples
36 mos. at 14.9% Interest
- Purchase amount
- £1,200.00
- Rate
- 14.9%
- Interest rate (variable)
- 14.9%
- Term
- 36 months
- Monthly Payment
- £40.99
- Total cost of interest
- £275.64
36 mos. at 4.9% Interest
- Purchase amount
- £1,200.00
- Rate
- 4.9%
- Interest rate (variable)
- 4.9%
- Term
- 36 months
- Monthly Payment
- £35.85
- Total cost of interest
- £90.60
36 mos. at 0% Interest
- Purchase amount
- £1,200.00
- Rate
- 0%
- Interest rate (variable)
- 0%
- Term
- 36 months
- Monthly Payment
- £33.33
- Total cost of interest
- £0.00